As I'm about to start my new job, I am reminded of some of the things I now need to think about. Healthcare, a dental plan, you know, that grown up type of stuff. It's also not too early to start thinking about my retirement plan. I know I'm only 22 and have my whole life ahead of me, but considering I am only taking care of myself right now, it might be the perfect time to start putting some money away.
Most employers can set you up with a retirement fund and you can put money in there each pay period pre-tax. You might have to work there for a certain amount of time before you can start putting money in there, but that will just give you time to establish yourself and get all of your other finances in order. Then you can determine how much per month you might want to contribute. If you're lucky, your employer will match a percentage of what you put in, which is like free money. Hey, I'll take it.
Wednesday, June 27, 2007
Hook Me Up With A Retirement Fund
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1 comments:
Thank you for sharing useful information.Put it in something you can get it out of quickly (2 weeks max in my opinion). Short-term CDs are good right now, have relatively high rates compared with longer-term ones. You might take a couple percent hit if you cash them in too early, so try to figure in your estimate of the chance you'll need to get the money back.
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