With barely three weeks left of my senior year, I must admit I am starting to get just a little bit nervous. I mean, graduating is exciting, but it also means becoming a working girl in the real world; and with that comes responsibility. Not that I haven't had significant responsibilities over the past four years, but being in the real world is like REAL responsibility.
As I think about all of the new things that I will be responsible for, I am slightly overwhelmed. I actually have to show up to work looking presentable (code for not hungover). Unfortunately you can't skip work like you skip class because, well, they'll fire you. Not only that, but now I have to pay for things? That's unheard of and I am not even spoiled. Here's a nice little list to help you think about what your paycheck will be going toward:
- TAXES
- Car payments if you have them
- Car Insurance
- Health Insurance
- Rent
- Utilities (water, heat, etc. - those things are important)
- Cable
- Internet
- Cell Phone Bill
- 401K
- School loans
And those are just the things you HAVE to pay for. Going out on the weekends and buying new clothes, electronics or other desirables would be nice too. Oh my. Perhaps it is a good idea to have a separate bank account with your disposable income so you won't overspend. It works for me. Your new consulting job will pay you a good amount, but to live comfortably, you'll have to spend some of it. So, as I prepare to enter the workforce, I'm doing some financial planning, embracing this new responsibility and trying to act like a grown up. After all, I almost am one.
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